Welcome to the NO.1 digital banking savings bank, where we lead the industry with unparalleled services in deposits, cards, loans, financial services, credit management, and life services. We pride ourselves on being the top choice in the savings bank sector, with the highest cumulative app downloads and users, as reported by App Annie as of December 31, 2023.
Experience our innovative ‘Well Bang Walking Savings’ program, where you can earn interest rates of up to 10% per annum just by walking. We offer tiered interest rates based on your step count, making it both fun and rewarding to stay active. Plus, new customers can enjoy a welcome bonus with a preferential interest rate of up to 7% per year on their first transaction for 30 days.
Concerned about managing your finances? Our 'Welcome My Data' service is here to help. We've already helped customers save an estimated KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We'll collect and manage all your debts, inform you about transfer loan possibilities, and assist with your credit management through our unique 'credit weather' tool.
Opening an account with us is easy and convenient. You can do it anytime, anywhere, 24/7, even without a public certificate—just use pattern or fingerprint authentication and a 6-digit authentication number. We offer specialized accounts tailored for payers, office workers, and bosses, ensuring you get the most out of your banking experience.
Don't miss out on our exclusive 'Wellbang Lounge' benefits. Whether you're a loan or receiving customer, you can earn daily and monthly rewards by walking. Plus, try your luck with our 'Well Bang Lotto' and 'Well Bang Odd or Even' games for a chance to win exciting prizes.
Enjoy seamless financial services designed to simplify your life. With our intuitive interface, you can transfer funds effortlessly, check your total assets and savings goals on a single page, and even find out your car's value by just entering its license plate number. Use our automatic payment service to keep your utility bills and other fees up to date, and monitor your credit score with our free credit management tool that won't affect your credit rating.
We're committed to your security with our electronic financial fraud prevention services, including PC designation, 2-channel authentication, and one-time authentication numbers, all in line with the Financial Supervisory Service's guidelines.
Product Information
Well-Bang Working Savings
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Interest payment: Lump sum at maturity
- Basic interest rate: 1.0% per year + up to 9.0% preferential interest rate
- Preferential interest rate conditions:
- Based on annual step count (up to 8.0%): 1 million steps (1.0% per year), 2 million steps (2.0% per year), 3 million steps (3.0% per year), 4 million steps (8.0% per year)
- Automatic transfer through our bank account at least 6 times (1.0% per year)
WELCOME First Transaction Preferential Term Savings
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Subscription conditions: Within 30 days from the date of first account opening
- Interest payment: Lump sum at maturity
- Basic interest rate: 3.7% per year + up to 3.3% preferential interest rate
- Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times (1.8% per year)
- Average account balance of 500,000 won or more from the new deposit date to the day before maturity (1.5% per year)
Please note that under the Depositor Protection Act, your deposit is protected up to "50 million won" per person, including principal and a certain amount of interest. Always review the product description and terms before signing up. You have the right to a full explanation of the product before transacting.
For any inquiries, reach out to our customer service:
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
When using our Wellbang App, we require access to certain permissions to ensure seamless and secure banking:
- Required access rights:
- Storage space: For storing joint certificates, checking OS tampering, document submission, and storing photos.
- Phone: For identity and device verification, and consultation calls.
- App activity: To collect app information and detect malicious apps.
- Optional access rights:
- Contacts/Address Book: For contact transfer, sending SMS, purchasing coupons, and recommending friends.
- Camera: For photo ID, face authentication, and document submission.
- Photos and videos: To save and collect photos submitted as supporting documents.
- Notification: To receive important notices, event, and promotional alerts.
We also monitor for credit disorderly conduct by collecting information on malicious app detection and diagnostics.
Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim. Our business registration number is 120-87-93876. We are committed to compliance, as evidenced by our Welcome Savings Bank Compliance Officer Deliberation No. 3765 (valid from August 8, 2024, to August 7, 2025), and reviewed by the Korea Federation of Savings Banks under number 2023-00710 (valid from June 22, 2023, to June 21, 2024).
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved and stabilized app usage environment
Tags : Finance
