Kredivo stands out as the epitome of flexibility in payment solutions. Whether you're looking to finance products through installment plans or need quick access to emergency funds, Kredivo offers a seamless experience that caters to a wide array of needs. Here's a detailed look at how Kredivo's flexible payment options can benefit you:
- **Product Financing with Installment Payments:** Kredivo allows you to spread out your payments over time, offering options from as short as 1 month to as long as 24 months. This includes 1, 3, 6, 12, 18, and 24-month installment plans, providing you with the flexibility to manage your finances effectively.
- **Interest Rate:** Enjoy 0% interest when you choose to pay in 30 days or opt for a 3-month installment plan. For longer terms of 6, 12, 18, and 24 months, Kredivo offers competitive rates starting at 1.99% per month for Premium account holders, with a maximum annual rate of 41.51%.
- **Limit:** With Kredivo, you can access a maximum credit limit of up to IDR 50,000,000, giving you substantial purchasing power.
- **Simulation:** For example, if you choose a 12-month installment plan to pay for a transaction worth IDR 2,000,000, Kredivo will charge an interest rate of 1.99% per month. Your monthly repayment would be IDR 206,480, and the total repayment amount would be IDR 2,477,760.
If you're looking to shop online or offline on installment but don't have a credit card, or if you need quick loans for emergency situations, Kredivo is your go-to solution. It's an online credit line provider that offers installment plans without the need for a credit card, along with personal loans from KrediFazz.
Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration process takes just 5 minutes, and approval is granted in a matter of minutes. Once approved, you can shop on installment at a vast network of over 4000 merchants, both online and offline, including popular names like Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, and McDonald's, all with just two clicks.
Whether you're in the market for a new mobile phone, flight tickets, furniture, or fashion items, Kredivo enables you to buy now and pay later without a credit card and with zero down payment. You can also use Kredivo to pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly from the app. Additionally, KrediFazz offers quick cash advances through Kredivo with 3, 6, and 12-month installment options.
Kredivo truly embodies the essence of flexibility, making it the go-to payment solution for many. Here are three more reasons why you should consider using Kredivo:
◉ **Simpler and Faster:** Applying for Kredivo is straightforward; just upload your KTP via the app, no salary slip required. Once approved, you can instantly purchase your dream item on credit or secure loans from KrediFazz hassle-free.
◉ **Safe and Secure:** Your data is protected with encryption, and Kredivo is licensed and regulated by OJK, ensuring a secure and credible service.
◉ **0% Interest & Without Down Payment:** Kredivo offers some of the lowest interest rates on the market and requires no down payment for its services, making it an attractive option for consumers.
For more information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, you can email us at [email protected] or call 0804-1-573348.
Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260, and our customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.
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